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Storm and Hail Damage Roof Repair

When most people file claims against their homeowners' insurance policies, they are reimbursed for the actual cash value (ACV) of their damaged property. Sounds tricky, but we're here to help. 
 
We will meet with your insurance company to discuss what should be repaired or replaced.
 
Call us today if you have been affected by a recent storm and would like a free, no obligation inspection. 
 
 

Storm Damage Insurance Claim

Weather in Colorado can be quite unpredictable. When catastrophe hits, solicitors can seem like a nuisance. New Line Roofing is a professionally trained company ready to provide you with a Free Inspection and assess your damaged property. Here's how it works.

  • A Project Manager will conduct a Free Roof Inspection
  • If hail or wind damage is found, New Line Roofing will help you file a claim
  • As insurance claim experts, we will show up at your home to advocate on your behalf during the insurance adjustment
  • The insurance company will provide us with your insurance summary. Our roofing company will professionally supplement for coverage needed.
  • Production on your home will take place. We can assure you, we nail it every time.
  • Your Project Manager will conduct a final inspection & we will provide you with a 5 Year Workmanship Warranty. New Line Roofing - We Do What's Right, Not What's Easy!
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Frequently Asked Questions

There are two main deductions from an adjusters estimate of what your roof will cost. The first is your deductible. The second is for depreciation.

RCV stands for Replacement Cost Value, which includes replacement cost coverage . RCV is the current retail cost to replace your damaged items. 

ACV is the Actual Cost Value. Cash value ACV coverage pays you what the property would be worth today. For example, assume a roof was installed 10 years ago with an expected 20 year life then damaged in a hail storm. The cost to replace the roof is $10,000.  Then RCV would be 10,000 and the ACV would be $5,000 (10/20th of $10,000). The difference between the two, $5,000, is the depreciation which are additional funds you will receive when a new roof is installed.  Generally depreciation is paid after you or your contractor submits a final invoice.

If you do not know what kind of policy you have, contact your company and ask.  Most homeowners have the RCV policy and the insurance company will pay for the replacement, minus your deductible.  If you have an ACV policy, your premium is lower but you will only recieve a check for the ACV and you’ll have to pay out of pocket the deductible plus the difference between ACV and RCV which is called “Non-Recoverable Depreciation” on the claim document.

Planning on buying a home in the future? We recommend you research a few different insurance quotes based on what suites you best. 

No, there are many factors that come into play in this process. It is common that your contractor and adjustor will need to reconcile a few items. Document collateral damages and we can help you replace an item or two.. You should never be concerned that your estimate from New Line Roofing is different than your adjuster’s. The main cost factor in a shingle is asphalt which is petroleum. With the volatile price of oil, shingle prices can change at times on monthly basis.
It is always your deductible plus upgrades, if you the homeowner, chooses to upgrade.
Some policies allow for code required upgrades.  You’ll need to ask your insurance carrier.  If they do, be prepared to provide the code in writing to cover any additional costs.  New Line Roofing can help you with all code related documentation.
No. Your deductible always comes first. You only save your insurance company money by choosing a cheap/low cost contractor. When you submit an invoice that is lower than what the adjuster calculated, this will lower the amount of depreciation you will be paid. Do your home insurance claim a favor and hire a professional. 
It is very improper to cover a deductible. Read more about this on our deductible page.  A roofing contractor should not get involved in paying a deductible for a homeowner. It is illegal for a roofing contractor to offer to cover your deductible either in full or with coupon or advertising allowance (Colorado Revised Statute 18-13-119.5).
It can be.  Generally it is just a disguise for “covering a deductible”. To be legitimate, this fee must be the same if you buy a roof or not.  Additionally, it will be reported as taxable income.
Not long.  Please be patient and understand that all trades need to be completed and the adjuster and the contractor have to come to an agreement on the final estimate before claim payment. Also you need to take into account if there is a mortgage company on your insurance, in which case this process can be time consuming but New Line Roofing is here to help with any questions you may have, or forms you may need.

Roof Leak Repair, Maintenance & Coatings for Front Range Residents

Quality Commercial, Residential & Flat Roof Repair Services

Most roofs have some type of wear and tear to them. Whether you have a flat commercial roof or an asphalt shingle residential roof, New Line Roofing features expert roof repair services for our clients in the Denver area.

Roof Leaks

One of the biggest threats to your home or commercial building is water damage, and water moving into the interior of a building from the roof can ruin everything in its path. Even if the damage isn’t immediately apparent, over time, a slow leak or a previous leak can compromise your structure through damage such as rot or mold.

Our roof repair experts can conduct a thorough inspection of your roof to determine if water damage is coming from the roof and what to do to fix the problem. Once we identify where the water is entering the building, we can then recommend the repairs necessary to get you back to pre loss conditions. 

Roof Maintenance

All roofing manufacturers require that homeowners or business owners maintain their roofs to ensure that the small problems that do happen are taken care of. These smaller issues can accumulate over time and turn into systematic and costly problems. 

At New Line Roofing, we work with residential and commercial clients to adequately maintain their roofs. With the proper maintenance, you can add years of life to your roof and prevent expensive repairs in the future. We will inspect your roof, provide you with an annual condition report and make necessary repairs. Our team can even determine which roofing issues are the manufacturer’s responsibility to cover and can help you get these issues fixed accordingly.

Roof Coatings

When you need to extend the lifespan of your roof, a roof coating could be an effective, smart and cost-effective solution. Our team can work with you to determine if a roof coating would benefit your particular roof. Your roof’s condition, surface preparation and ongoing maintenance are key to successful roof coatings and the overall life of your system. 

The following roofing materials can usually be coated:

  • Metal
  • Asphalt
  • TPO
  • PVC
  • EPDM
 

Contact Us Today!

Get in touch with New Line Roofing today to schedule a complimentary inspection and estimate for your multi-family roofing needs at (303) 222-7170. You can also reach us through our contact form online. When you need a premier roofing contractor in the Denver area, you can count on us!

Contact Us Today (303) 222-7170

YOU CAN TRUST OUR CERTIFIED ROOFING COMPANY

New Line Roofing is proud to be a GAF and Owens Corning certified roofing company in Denver. We also maintain an A+ rating with the Better Business Bureau and are fully licensed and insured. All of our technicians are trained and certified, so you will know that no matter what project you have us out to do, our crews will get the job done right!